Healthcare Advocate Program

The Plan resolves two of the most important concerns for your employees: Take Home Pay and Benefits

Participating in a 125 Cafeteria Plan reduces an employee’s taxable salary and thus increases their spendable income with added additional benefits.
Every dollar put through the Section 125 plan reduces an Employer’s payroll through a reduction in their payroll tax liability by eliminating the matching FICA taxes of 7.65%.

• High enrollment percentages

• 100% voluntary

• Increased employee retention

• Superior recruitment

• Happy employees

Does Not Replace Or Compete With Your Current Major Medical (It Complements It)

Benefits for YOUR Employees
up to $120/month increase in take-home pay

• UNLIMITED Virtual Primary/Urgent and Mental Health Care (Employee plus family)

  • Virtual care offers the whole household fast and convenient access to board-certified physicians 24/7/365 - utilizing Amaze Health

• Hospital Indemnity Plan (Employee Only)

  • Pays Initial Confinement Inpatient Benefit of $1,000 plus up to 30 days at $100 additional (including Ambulance and ER benefits at $250 & $150 respectively)

• Prescriptions (Employee plus family)

  • The Plan pays 100% of the top 37 prescribed drugs through 70,000+ retail pharmacies and does not impact current medical claims.

• Personal & Mental Health Manager (Employee plus family)

  • Proactive Medical Care helps to identify potential health risks. Free and private access to speak with Personal Health Assistants.

• Lifeguides (Employee Only)

  • ​​​​​​​Helps employees be at their best – learn, grow and thrive. Employees choose from a community of Certified LifeGuides® with matched life experience in one of 400+ topics of Personal Growth, Lifelong Learning, and Life Challenges. https://lifeguides.com/